As people across the United States celebrate Independence Day in 2025, many are wondering if they’ll get another stimulus check. The short answer is no—there are no new federal stimulus checks planned for July 2025. The last major round of stimulus payments came from the third Economic Impact Payment back in 2021. And the Recovery Rebate Credit deadline passed in April 2025, so there’s no way to file late for that anymore.
Still, some federal programs continue to provide regular monthly payments. These include programs like Social Security, Supplemental Security Income (SSI), and IRS tax refunds. Millions of Americans will still receive money this month—just not as part of a new stimulus check.
What Federal Payments Are Coming in July 2025?
Even though there’s no new stimulus payment coming, many people will still receive other government payments in July. These are already scheduled and go out to those who qualify through federal programs.
Below is a quick look at the key payments going out in July 2025, including who qualifies and when to expect the money.
Federal Payment Schedule for July 2025
Here’s a list of important government payments you may receive this month:
Supplemental Security Income (SSI)
Date: July 1, 2025
Who Gets It: Low-income seniors and people with disabilities.
Social Security Benefits
Dates: July 9, 16, and 23, 2025
Who Gets It: Anyone getting retirement, disability, or survivor benefits. Payments are based on your birth date.
IRS Tax Refunds
Dates: July 11 to July 25, 2025
Who Gets It: People who filed paper tax returns between May 16 and May 31, 2025.
These payments are either sent by direct deposit or mailed checks, depending on how you set things up with the government.
July 2025 Social Security Payments: Know Your Date
The Social Security Administration (SSA) sends payments depending on the day you were born. Here’s how it works for this month:
- Born on the 1st–10th of the month? You’ll get your payment on July 9, 2025.
- Born on the 11th–20th? Your payment will arrive on July 16, 2025.
- Born on the 21st–31st? You’ll get paid on July 23, 2025.
Whether you get a direct deposit or a check depends on how you chose to receive your Social Security payments.
IRS Refunds and Stimulus Corrections in July 2025
Even though no new stimulus is being issued this July, the IRS is still sending refunds and corrections for past payments. If you missed out on earlier stimulus checks, and you recently filed a paper return (between May 16 and May 31), you might get a refund this month.
Refunds are expected to be sent between July 11 and July 25, 2025, either by direct deposit or mailed check.
Just remember, these are not new stimulus checks, but rather tax refunds or corrections related to past payments.
Which States Are Sending Money in July 2025?
Some states are also giving out their own payments to help residents. These are separate from the federal government’s programs. While these payments are not officially stimulus checks, they are still helping many Americans cover essential expenses.
These state-based programs may offer things like tax rebates, relief checks, or other forms of financial aid, depending on your income, age, or other factors.
Be sure to visit your state’s official website or Department of Revenue page to check if you qualify for any local relief this month.
How to Check If You’ll Get a Payment This Month
If you’re not sure whether you’re supposed to get a payment in July 2025, here are some quick ways to check:
- Log in to your IRS online account to view your refund status, stimulus history, and any upcoming credits.
- Visit SSA.gov to check your Social Security or SSI payment status and make sure your direct deposit info is up to date.
- Go to your state’s benefits website to see if any local payments or tax relief options are available for you.
It’s a good idea to keep your information current on all official websites to avoid delays or missed payments.
Final Thoughts: No Stimulus, But Help Is Still Available
There won’t be a new 4th of July stimulus check this year, but many Americans will still receive money through other scheduled programs like SSI, Social Security, and IRS tax refunds. These payments continue to provide much-needed support, especially for people with fixed or low incomes.
To make sure you don’t miss anything, regularly check the IRS and SSA websites, and sign in to your accounts to track your payment status. Stay informed and financially ready this July by knowing exactly when your money is coming.
FAQs
Will there be a 4th federal stimulus check in July 2025?
No, the IRS has said that there will be no new federal stimulus check in July 2025. All previous stimulus programs have ended.
What payments are expected in July 2025?
You can expect SSI (on July 1), Social Security (on July 9, 16, and 23), and IRS tax refunds (between July 11 and July 25) for recent paper returns.
How can I check if I’ll get any payment?
Use your IRS or SSA online account to check payment status. Also, visit your state’s revenue department website for any state-level aid or payments.
